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Archive for Banking

Credit Cards

For those of us that have and use credit cards, we can save money on them if we are smart about using them.

Credit Cards:

  • Credit card companies have the ability and do lower interest rates. If you carry a balance, call the credit card company and ask them to lower the interest rate.
  • Make it a habit to pay off your credit card balance each month. Interest charges add up fast. Read more »

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Banking

Checking accounts, saving accounts, credit cards, we all have these. We can save money on our banking needs and our credit cards too.

Tips:

  • Don’t pay for unnecessary charges. There are banks that don’t charge fees or charge lower fees than other banks.
  • Bank with a bank that offers free checks.
  • If possible, go to an ATM that is free. Check out: Allpointnetwork.
  • Limit ATM withdrawals, and make the cash last.
  • Pay bills online. Saves stamps, checks and trees. Not to mention time. Read more »

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