Money Smarts
To start saving money you need to get a good plan and stick to it. You also need to spend less than what you make. If you already live outside your means, the first step is get a handle on your debt.
First Steps:
- The first thing you need to do is be determined to start saving money. Figure out where your money goes. If you don’t have an idea of where you spend your money- you are probably spending too much.
- Write down everything you spend for at least a month. Purchase a small notebook to keep with you at all times to record your purchases. Keep your receipts as well. (an envelope works well) Log these purchases Read more »
